What Does Tenant Insurance Cover?

  • Liability 
    Tenant policies contain a limit for personal liability. The limit can range from one million to five million. Personal liability coverage is available to protect you in the event of litigation arsing out of a 3rd party injury or property damage.
  • Earthquake 
    Most tenants’ policies do not automatically cover earthquake damage, so it is important to know that it can be added at an additional premium. One of our customer service representatives can help to explain earthquake insurance in more detail.
  • Sewer Back-Up Claims 
    The backing up or escape of water from your sewer, sump, or septic tank is not insured under most home policies. For a very small additional premium you can purchase the “Sewer Back Up” extension to cover this policy exclusion. This extension does have conditions; we recommend you speak with our home insurance professionals for further details.
  • 24-Hour Claims Service 
    Should you experience a claim with any one of our insurers, you can be assured that it will be reported immediately to your insurer. If emergency work is required, we have a 24-hour emergency response team on call for your convenience. The quicker your claim is handled, the quicker you get your life back in order. Ultimately, that is our goal.

For further information, please contact any one of our five convenient locations and speak with one of our home insurance specialists.